Learn More About Down Payment Assistance

Owning a home is one of life’s greatest milestones — but for many, the biggest challenge is coming up with the funds for the down payment and closing costs. That’s where Down Payment Assistance (DPA) programs come in.

DPA programs are designed to bridge the gap between where you are and where you want to be — home. These programs offer financial support in the form of grants, forgivable loans, or deferred-payment loans that help cover the upfront expenses of purchasing a home. Depending on the program, funds may be used toward the down payment, closing costs, or both.

These programs are often available to first-time homebuyers, low-to-moderate income households, and even repeat buyers purchasing in designated areas or meeting certain guidelines. They are offered through a variety of sources, including:

• Federal and state housing agencies
• Local city and county programs
• Nonprofit organizations
• Select mortgage lenders and community partners

DPA can make all the difference in turning homeownership from a goal into reality — without exhausting your savings or delaying your dreams.

As a trusted mortgage professional, I’ll help you explore which programs you qualify for, guide you through the application process, and structure your loan so you can maximize the available assistance.

Because sometimes, all it takes is the right help — and a little faith — to open the door to your new home. 🦋🏡